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KAL World Firsts

KAL and Česka deliver a ‘world first’ for ATMs with nexo

KAL and Česká spořitelna Bank in the Czech Republic have joined forces to achieve a world first for ATMs. KAL ATM Software is now using the “nexo” transaction message protocol on production ATMs at Česká spořitelna Bank. The first ATM went live on July 13, 2016.

The new standard ATM transaction message protocol, known as nexo, is an extension of the ISO 20022 global standard for host-to-host communication. KAL and a large number of key ATM industry participants are members of the nexo committee who collectively created the new standard for use by banks and vendors globally.

KAL ATM Software first to Windows 8

KAL is the first ATM company to declare its products certified for Windows 8 – just one week after the new operating system was officially launched by Microsoft.

The Kalignite ATM software suite is the first to run on Microsoft’s Windows 8 and the innovative new RTM is the only banking terminal on the market running the new operating system. 

Learn more about the revolutionary KAL RTM here.

KAL launches the Retail Teller Machine (RTM)

The RTM is a world first in branchless banking and one of the most important products ever to be introduced to the self-service banking industry. Operating at one-tenth of the cost of bank ATMs, the RTM provides all ATM transactions including cash-out and cash-in, but has no cash inside the machine. RTMs enable banks to cost effectively open up their banking services to millions of people around the world who do not have easy access to their banks. 

Learn more about the KAL RTM here.

Multivendor ATM application with Finger Vein Recognition capability

KAL's Kalignite software platform was the world's first to support the new Finger Vein Recognition technology from Hitachi-Omron, Japan. This new biometric technology allows customers to be identified very accurately, thereby reducing fraud at ATMs.

KAL integrates with over 40 ATM vendors worldwide

Unmatched by any competitor, the Kalignite Platform is the world’s first ATM software middleware to be certified on all of the leading ATM manufacturers from every region of the world.

Multivendor ATM application with Magneprint anti-fraud capability

KAL's Kalignite NDC ATM application was the world's first to support a new patented technology called Magneprint from Magtek Corp. This new technology eliminates card skimming attacks on ATMs and secures magstripe-only cards from fraud.

Multivendor ATM application with cash recycling capability

Shinsei Bank's ATM network was the world's first multivendor ATM application with full cash recycling capability. It was also Japan's first ever ATM solution compliant to the XFS world standard. The K3A application at Shinsei Bank is a single software application that operates without modification on five recycling ATM models manufactured by OKI, Fujitsu, and Hitachi.

World's first retail ATM application on XFS

KAL built the first-ever XFS application for retail-ATMs. These are low-cost ATMs that were dominated at that time by Tidel, Triton and Tranax.

This advanced solution, developed by KAL for Tidel, contained all of the functionality of a retail-ATM while running on the world-standard XFS core with browser-driven graphics.

Complete ATM application based on Windows CE

KAL's Kalignite NDC was the world's first ATM application based on Windows CE and provided a full emulation of the industry standard NDC transaction protocol.

Web-enabled XFS-compliant Windows CE platform for ATMs

KAL's groundbreaking release of the first web-enabled XFS-compliant Windows CE platform allowed ATM manufacturers to create extremely low-cost models that required minimal processing power.

First-ever XFS-compliant bill-payment kiosk

KAL was the world's first software company to develop a bill-payment kiosk application on XFS. The bill-payment application for Sprint USA accepted over $1 billion of cash and checks in the first year of rollout and has continued ever since.

World's first multivendor check cashing system

KAL's Kalignite platform was the ATM software of choice for US-based Innoventry Corp. At its peak the company's check cashing network included more than 1400 Diebold and NCR advanced function ATMs.

This solution utilised facial recognition technology as a way of verifying the identity of the user.

World's first XFS-compliant web-kiosk for financial transactions

KAL was the world's first software company to create a "web-wrapper" that allowed banks' internet web transactions to be delivered on XFS-compliant kiosk hardware.

KAL's PBM application - the world's first XFS-compliant statement printing application

KAL was the world's first software company to develop a fully-fledged XFS application that supports Germany's PBM protocol for statement printing kiosks at German banks.

World's first componentized software platform for the XFS standard

KAL was the world's first ATM software company to create an ActiveX-based componentized software platform for the XFS standard.

This development established KAL's leadership and vision within the ATM industry for multivendor ATM software.

World's first multivendor, browser-driven, e-commerce enabled ATM application

The world's first demonstration of the Kalignite software platform was in July 1997 on a Diebold ATM by KAL and IBM at CIBC bank in Canada.

The application was able to deliver Air Canada e-tickets as well as standard ATM cash transactions.

World's first XFS SP for NCR ATMs

KAL delivered the world's first implementation of XFS Service Providers for NCR ATMs for use by Natwest Bank (now part of RBS) in the UK.

KAL and Česka deliver a ‘world first’ for ATMs with nexo

KAL and Česká spořitelna Bank in the Czech Republic have joined forces to achieve a world first for ATMs. KAL ATM Software is now using the “nexo” transaction message protocol on production ATMs at Česká spořitelna Bank. The first ATM went live on July 13, 2016.

The new standard ATM transaction message protocol, known as nexo, is an extension of the ISO 20022 global standard for host-to-host communication. KAL and a large number of key ATM industry participants are members of the nexo committee who collectively created the new standard for use by banks and vendors globally.

KAL ATM Software first to Windows 8

KAL is the first ATM company to declare its products certified for Windows 8 – just one week after the new operating system was officially launched by Microsoft.

The Kalignite ATM software suite is the first to run on Microsoft’s Windows 8 and the innovative new RTM is the only banking terminal on the market running the new operating system. 

Learn more about the revolutionary KAL RTM here.

KAL launches the Retail Teller Machine (RTM)

The RTM is a world first in branchless banking and one of the most important products ever to be introduced to the self-service banking industry. Operating at one-tenth of the cost of bank ATMs, the RTM provides all ATM transactions including cash-out and cash-in, but has no cash inside the machine. RTMs enable banks to cost effectively open up their banking services to millions of people around the world who do not have easy access to their banks. 

Learn more about the KAL RTM here.

Multivendor ATM application with Finger Vein Recognition capability

KAL's Kalignite software platform was the world's first to support the new Finger Vein Recognition technology from Hitachi-Omron, Japan. This new biometric technology allows customers to be identified very accurately, thereby reducing fraud at ATMs.

KAL integrates with over 40 ATM vendors worldwide

Unmatched by any competitor, the Kalignite Platform is the world’s first ATM software middleware to be certified on all of the leading ATM manufacturers from every region of the world.

Multivendor ATM application with Magneprint anti-fraud capability

KAL's Kalignite NDC ATM application was the world's first to support a new patented technology called Magneprint from Magtek Corp. This new technology eliminates card skimming attacks on ATMs and secures magstripe-only cards from fraud.

Multivendor ATM application with cash recycling capability

Shinsei Bank's ATM network was the world's first multivendor ATM application with full cash recycling capability. It was also Japan's first ever ATM solution compliant to the XFS world standard. The K3A application at Shinsei Bank is a single software application that operates without modification on five recycling ATM models manufactured by OKI, Fujitsu, and Hitachi.

World's first retail ATM application on XFS

KAL built the first-ever XFS application for retail-ATMs. These are low-cost ATMs that were dominated at that time by Tidel, Triton and Tranax.

This advanced solution, developed by KAL for Tidel, contained all of the functionality of a retail-ATM while running on the world-standard XFS core with browser-driven graphics.

Complete ATM application based on Windows CE

KAL's Kalignite NDC was the world's first ATM application based on Windows CE and provided a full emulation of the industry standard NDC transaction protocol.

Web-enabled XFS-compliant Windows CE platform for ATMs

KAL's groundbreaking release of the first web-enabled XFS-compliant Windows CE platform allowed ATM manufacturers to create extremely low-cost models that required minimal processing power.

First-ever XFS-compliant bill-payment kiosk

KAL was the world's first software company to develop a bill-payment kiosk application on XFS. The bill-payment application for Sprint USA accepted over $1 billion of cash and checks in the first year of rollout and has continued ever since.

World's first multivendor check cashing system

KAL's Kalignite platform was the ATM software of choice for US-based Innoventry Corp. At its peak the company's check cashing network included more than 1400 Diebold and NCR advanced function ATMs.

This solution utilised facial recognition technology as a way of verifying the identity of the user.

World's first XFS-compliant web-kiosk for financial transactions

KAL was the world's first software company to create a "web-wrapper" that allowed banks' internet web transactions to be delivered on XFS-compliant kiosk hardware.

KAL's PBM application - the world's first XFS-compliant statement printing application

KAL was the world's first software company to develop a fully-fledged XFS application that supports Germany's PBM protocol for statement printing kiosks at German banks.

World's first componentized software platform for the XFS standard

KAL was the world's first ATM software company to create an ActiveX-based componentized software platform for the XFS standard.

This development established KAL's leadership and vision within the ATM industry for multivendor ATM software.

World's first multivendor, browser-driven, e-commerce enabled ATM application

The world's first demonstration of the Kalignite software platform was in July 1997 on a Diebold ATM by KAL and IBM at CIBC bank in Canada.

The application was able to deliver Air Canada e-tickets as well as standard ATM cash transactions.

World's first XFS SP for NCR ATMs

KAL delivered the world's first implementation of XFS Service Providers for NCR ATMs for use by Natwest Bank (now part of RBS) in the UK.

FaLang translation system by Faboba